Florence Ward, the wife of Frederick Percy Culmer(the second cousin twice-removed on the mother's side of Nigel Horne), was born in Strood, Kent, England in 1880 and married Frederick (a railway porter with whom she had 1 child, Frank A G) in Medway, Kent, England around Feb 19082. On Apr 2, 1911, she was living at Newark Street in Strood1.
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