A mechanical engineering draughtsman and insurance agent and the child of Benjamin Cowell (a foreman woolen warehouse) and Agnes Jacobs, Ernest Cowell, the third cousin twice-removed on the mother's side of Nigel Horne, was born in Chatham, Kent, England on 9 Jul 18831,2,3,4 and was married twice, to Ethel Steddy (in 1907 in Medway, Kent, England) and Mabel Heath (c. May 1939 in Strood, Kent)5. He had 1 child with Ethel Steddy, Ernest Frederick William.
During his life, he was living at 5 Hope Street, Chatham on 5 Apr 1891 and on 31 Mar 1901; at 1 Campbell Road, Gravesend, Kent on 2 Apr 1911; and at 205 Old Road West, Gravesend, Kent in 1938, on 29 Sep 1939 and in 1953.
He died on 6 Sep 1953 at Joyce Green Hospital, Dartford, Kent3 and was buried at Municipal Cemetery, Gravesend, Kent on 11 Sep 19536,7.
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